Hi, I'm Oran.
The Friendly Health Insurance Guy.
I help self-employed individuals and families get superior health insurance at a lower cost, with the least amount of hassle. Shop real plans with live prices yourself, or let me do the shopping and explain every trade-off.
Your best guess is fine. It's only used to estimate your tax credit.
Finding plans
Plans are listed from lowest to highest monthly price after your estimated tax credit. I never rank plans by what an insurance company pays me.
I'll call or text shortly to double-check doctors and prescriptions. Ready now? Finish your application online or grab a time with me.
Pick a time to talkEveryone in that household is 65 or older, so Marketplace plans usually aren't the right path. I focus on coverage for people under 65, but call or text me and I'll point you to the right help.
Call or text 435-222-2102Tell me a little and I'll put together your options, Marketplace and private, and reach out by call or text.
About me
Health insurance should feel like talking with a friend.
I live in the beautiful valley of Heber City, Utah. For more than 10 years I've helped small business owners, their employees and families get superior health coverage without the hassle: lower premiums, lower deductibles and better access to the doctors they want, by comparing Marketplace and private plans side by side.
Why people work with me.
Access to the best plans
The nation's top carriers have recognized my commitment to excellence, which gives me access to plans reserved for top-performing agencies.
Experienced in the industry
With more than 10 years of serving clients, I've navigated every change to health care along the way, and I'll walk you through the current rules.
Easy-to-understand options
Simplicity makes things better for everyone. I'll guide you through the insurance market and help you make the best decision for you and your family.
Personal service
I build lasting relationships with every client through trust and reliability. Call or text me any time, before and after you enroll.
Budget-friendly plans
I've been a trusted source of affordable insurance for more than 10 years, with many plan options that fit within your budget.
My clients come first
By taking the time to understand your needs, your risk tolerance and your financial goals, I find the plan that's right for you, not the one that pays the most.
Two paths for people under 65.
I quote both every time and show you the real yearly cost, not just the monthly price.
ACA plans
Open to everyone regardless of health, with tax credits based on income that can lower the cost a lot.
How ACA plans work UnderwrittenPrivate plans
Priced on your own health. Often far less, with lower deductibles and PPO networks, for healthy people who don't get big tax credits.
Is a private plan right for you?What working with me looks like.
We talk first
20 to 30 relaxed minutes about your family, doctors, prescriptions and budget. No pitch.
I compare
Marketplace and private options side by side, by real yearly cost, not just the monthly price.
You decide
I explain the trade-offs. You pick. No pressure to sign that day.
I stay around
Claims, ID cards, a new baby, renewal time. Call or text all year.
What people are saying.
I am a 40-year-old with a wife and three kids. Insurance has always felt like an unfair, overpriced, and miserable experience. After checking all the plans on the marketplace, the cheapest I could find was a $1,500 per month plan with a $15,000 deductible. Oran was able to get my family on a full PPO plan with a $500 deductible for under $600 per month.
Oran is the best health insurance guy, so kind and understanding. Our last insurance guy quoted us $900 for our family of 3 and I about died! Oran came in and cut the price in half for better coverage. I was shocked that was even an option! Oran is absolutely outstanding. I recommend him to anyone!
Oran is extremely helpful and is always there when I give him a call or text. Seems like he's on the clock 24/7. I would definitely recommend working with him.
Questions are free. So is my time.
Book a relaxed call and leave knowing exactly what you're paying for and why.
Book a free call